The remaining for the commenters that responded for this relevant concern opposed prohibiting an FCU from charging you overdraft fees regarding PALs loans.

The remaining for the commenters that responded for this relevant concern opposed prohibiting an FCU from charging you overdraft fees regarding PALs loans.

The Board asked whether the NCUA should prohibit overdraft or NSF fees charged Start Printed Page 51949 in connection with any PALs loan payments in the PALs II NPRM. 1 / 2 of the commenters that responded for this concern responded into the affirmative, arguing that the FCU might use overdraft charges in a manner that is predatory draw out extra income from a PALs loan debtor.

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